Stop worrying about Skynet and start worrying about Pignet. Scammers have been expanding their use of tools that can hack into accounts and make off with cryptocurrency or currency.

Many of the digital scams rely on social engineering. That means manipulating victims into giving their money willingly, as opposed to leaning on malware or other methods.

Researchers are now alerting us that scammers are incorporating generative AI content and deepfakes to expand their scale and operational effectiveness.

Since scammers can be constrained by their language skills and their ability to keep up ongoing conversations with perhaps hundreds of victims at any given time, this limits the volume they can handle.

But generative AI developments these past few years (writing tools such as ChatGPT) are making it easy for criminals to eliminate language barriers and create the content needed for their scams -- at high volume.

The U.N. report goes on to say that AI is used for automating phishing attacks, creating fake identities and online profiles, developing personalized scripts to trick their victims while messaging them in almost any language.