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Logansport Financial Corp. Reports Net Earnings for the Quarter Ended September 30, 2024


Logansport Financial Corp. Reports Net Earnings for the Quarter Ended September 30, 2024

LOGANSPORT, Ind., Oct. 16, 2024 (GLOBE NEWSWIRE) -- Logansport Financial Corp., (OTCQB, LOGN), parent company of Logansport Savings Bank, reported net earnings for the quarter ended September 30, 2024 of $192,000 or $0.31 per diluted share, compared to earnings in 2023 of $371,000 or $0.61 per diluted share. Year to date the company reported net earnings of $808,000 for 2024 compared to $1,501,000 for 2023. Diluted earnings per share for the nine months ended September 30, 2024 were $1.32 compared to $2.46 for the nine months ended September 30, 2023. Total assets at September 30, 2024 were $256.9 million compared to total assets at September 30, 2023 of $244.3 million. Total Deposits at September 30, 2024 were $216.6 million compared to total deposits of $219.4 million at September 30, 2023. The company paid a total of $1.35 per share in dividends in the first nine months of 2024 compared to $3.85 in 2023. This included a special dividend of $2.50 per share in 2023.

The statements contained in this press release contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which involves a number of risks and uncertainties. A number of factors could cause results to differ materially from the objectives and estimates expressed in such forward-looking statements. These factors include, but are not limited to, changes in the financial condition of issuers of the Company's investments and borrowers, changes in economic conditions in the Company's market area, changes in policies of regulatory agencies, fluctuations in interest rates, demand for loans in the Company's market area, changes in the position of banking regulators on the adequacy of our allowance for loan losses, and competition, all or some of which could cause actual results to differ materially from historical earnings and those presently anticipated or projected. These factors should be considered in evaluation of any forward-looking statements, and undue reliance should not be placed on such statements. The Company does not undertake and specifically disclaims any obligation to update any forward-looking statements to reflect occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

LOGANSPORT FINANCIAL CORP.SELECTED FINANCIAL DATA (Unaudited)(Dollars in thousands, except for share data) 9/30/2024 9/30/2023 Total assets $256,930 $244,277 Loans receivable, net 172,097 168,710Allowance for loan losses 2,859 2,941Cash and cash equivalents 11,384 4,749Securities available for sale 26,783 28,524Investment in Logansport Investments, Inc. 29,859 27,237Federal Home Loan Bank stock 3,150 3,150Equity Investment - -Deposits 216,600 219,371FHLB Borrowings and note payable 15,000 5,000Shareholders' equity 21,918 17,678Unrealized gain (loss) on securities (5,756) (9,914)Shares O/S end of period 611,597 611,334Non-accrual loans 3,288 572Real Estate Owned - - Quarter ended 9/30

Nine months ended 9/30 2024 2023 2024 2023 Interest income$2,852 $2,814 $8,894 $8,058Interest expense1,570 1,420 4,657 3,343Net interest income1,282 1,394 4,237 4,715Provision for loan losses-30 - -79 -Net interest income after provision1,312 1,394 4,316 4,715Gain on sale of Investments- - - -Gain on sale of loans99 87 260 135Gain on sale of REO- - - -Total other income257 293 889 840Gain (loss) on Logansport Investments, Inc.175 172 527 658Gain on BOLI Settlement - - - -Total general, admin. & other expense1,732 1,537 5,171 4,667Earnings before income taxes111 409 721 1,681Income tax expense-81 38 -87 180Net earnings$192 $371 $808 $1,501Basic earnings per share$0.31 $0.61 $1.32 $2.46Diluted earnings per share$0.31 $0.61 $1.32 $2.46Weighted average shares o/s diluted611,597 611,334 611,597 611,334

Contact: Kristie Richey

Chief Financial Officer

Phone-574-722-3855

Fax-574-722-3857

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